Trusted P2P escrow for everyone

Secure every deal with escrow — simple, fast, and safe.

Create an escrow, share a payment link, and get paid when the deal is done. Funds are held securely until both sides are satisfied — no trust required.

  • Create an escrow in seconds
  • Share a link — buyer pays securely
  • Funds held until deal is confirmed
  • Instant payout to your Stripe account

Powered by Stripe Connect. Your funds are always protected.

Secure payments

Stripe-powered escrow protection

Share & collect

One link is all you need

Fast releases

Funds transferred in seconds

How it works

Three steps. Zero risk.

1

Create an escrow

Set a title, amount, and optional description. You get a unique share link for your buyer.

2

Buyer pays securely

Share the link. Your buyer pays via Stripe — funds are held in escrow, not released yet.

3

Release when satisfied

Once the deal is done, the buyer releases funds directly to your connected Stripe account.

Why escrow matters

Direct payments are built on trust — escrow is built on guarantees.

Whether you're selling a service, a product, or closing a deal online — Xcrow makes sure nobody gets burned.

Without escrow…

  • "I sent the money but never got what I paid for."
  • "The buyer disappeared after I delivered."
  • "I don't trust sending money to a stranger."
  • "There's no way to prove what we agreed on."

With Xcrow…

  • Funds are held until both sides confirm
  • Sellers get paid only after delivery
  • Stripe handles all payment security
  • Every transaction has a clear audit trail

Who it's for

Built for anyone who sends or receives money.

If you're doing a deal online — big or small — Xcrow sits in the middle so both sides can transact with confidence.

Freelancers & contractors

  • Web development and design projects
  • Consulting and advisory work
  • Creative deliverables and commissions

Online marketplaces

  • High-value item sales
  • Domain and digital asset transfers
  • Second-hand and collectible trades

Small businesses

  • Vendor and supplier payments
  • Milestone-based project payments
  • Service deposits and retainers

Peer-to-peer deals

  • Private vehicle or equipment sales
  • Rental deposits and agreements
  • Any deal where trust is limited

Why Xcrow

Better than a handshake. Safer than hope.

With Xcrow
Direct payment
Funds held securely until deal is confirmed
Money sent with no way to get it back
Built-in dispute resolution process
No recourse if something goes wrong
Clear status tracking for both parties
No visibility into payment or delivery
Stripe-powered security and compliance
Relies entirely on personal trust

FAQ

Common questions, quick answers.

Have another question? Reach out at support@xcrow.com

How does Xcrow protect my money?

When a buyer funds an escrow, the money is held by Stripe — not by the seller. Funds are only released when the buyer confirms the deal is complete, or through our dispute resolution process.

What happens if there's a dispute?

Either party can raise a dispute on a funded escrow. Both sides can submit evidence, and the dispute is reviewed before funds are released or refunded.

Do I need a Stripe account?

Sellers need to connect a Stripe account to receive payouts. Buyers just need a credit or debit card — no Stripe account required.

How fast are payouts?

Once the buyer releases funds, the transfer to your Stripe account happens immediately. From there, Stripe's standard payout schedule applies (typically 1–2 business days).

Is there a fee?

Xcrow charges a small platform fee on each transaction, plus standard Stripe processing fees. You'll always see the exact amount before confirming.

Ready?

Stop risking it. Start escrowing it.

Whether you're selling a service or buying from a stranger — Xcrow makes sure both sides hold up their end.

Secure payments powered by Stripe Connect.